Pool Financing Options

Dive Into Your Dream Pool With Affordable Financing

Creating the backyard you have always wanted may be more affordable than you think. S&W Pool & Spas offers flexible financing options for qualified buyers throughout Crossville, Cookeville, Knoxville, Oak Ridge, Athens, Lenoir City, Farragut, and nearby Tennessee communities.

Make Your Backyard Plans More Manageable

Enjoy Your New Pool Now and Pay Over Time

Whether you are planning a fiberglass pool, custom concrete pool, above-ground pool, hot tub, or complete outdoor living project, our financing partners can help you explore payment options that fit your needs.

Instead of delaying your project while you save the full amount, financing may allow you to move forward with convenient monthly payments and flexible terms offered through participating lenders.

Convenient Monthly Payments

Spread the cost of your project over time instead of paying the full amount upfront.

Flexible Financing Options

Explore loan programs and payment structures offered by participating lenders.

Simple Online Applications

Apply directly through available lender websites and review your financing options.

Participating Financing Partners

Explore Your Financing Options

Select a financing partner below to learn more or begin an application. Approval, rates, terms, and available loan amounts are determined by each lender.

Lendmark Financial Services financing
Financing Partner

Lendmark Financial Services

Explore personal financing options through Lendmark Financial Services for qualified borrowers. Visit Lendmark's website to review available loan options and begin the application process.

Apply With Lendmark
HFS Financial home improvement loans
Home Improvement Loans

HFS Financial

HFS Financial specializes in home improvement financing and offers loan options for qualified homeowners planning swimming pools, spas, and other outdoor living projects.

Apply With HFS Financial
Wells Fargo Outdoor Solutions financing
Outdoor Solutions

Wells Fargo Outdoor Solutions

Ask the S&W Pool & Spas team about available Wells Fargo Outdoor Solutions financing options and how they may apply to your upcoming pool, spa, or backyard project.

Ask About Wells Fargo Financing
How It Works

A Simpler Path to Your New Backyard

01

Plan Your Project

Speak with our team about the pool, hot tub, or outdoor living project you are considering.

02

Choose a Financing Partner

Review the available lender options and select the application that best fits your project.

03

Apply With the Lender

Complete the lender's application and review any terms or payment options offered to you.

04

Move Forward

Once financing and project details are approved, our team can help you take the next step.

Ready to Get Started?

Do Not Let Financing Keep Your Backyard Plans on Hold

Contact S&W Pool & Spas to learn more about available financing options for your pool, spa, or outdoor living project.

Contact S&W Pool & Spas
Financing Disclosure: Financing is offered through independent third-party lenders. Loan approval, interest rates, repayment terms, fees, and available amounts are determined by each lender and are subject to credit approval. S&W Pool & Spas does not make lending decisions or guarantee financing approval.

What Our Clients Say

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Christopher Short
Google Review
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★★★★★

Working with S&W Pool and Spas was nothing short of exceptional. The process was professional, precise, on time, on budget, and the finished pool exceeded expectations.

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Eric Woodroof
Google Review
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★★★★★

Suzanne and her team helped finish our pool after another contractor went out of business. Eighteen months later, everything still works. S&W did what they said they would do.

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C
Chris Cluff
Google Review
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★★★★★

We needed immediate help with our spa and they were extremely responsive. Kyle came out right away, diagnosed it quickly, and helped us through the process.

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Leanne Mason
Google Review
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★★★★★

Suzanne and the team were absolutely amazing. From financing to delivery, everything was exactly the way it should be. Smooth sailing for sure.

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Sherry
Google Review
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★★★★★

Suzanne and Kyle went above and beyond. They researched the property, explained placement and options, and made us feel informed without being rushed.

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Wendell Ruppe
Google Review
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★★★★★

Very helpful staff and good communication. They actually called me back like they said they would. The technician was knowledgeable and professional.

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J
Jennifer Burns
Google Review
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★★★★★

From start to finish S&W took great care of us. We have had our inground pool for two summers now, and they still open and close the pool for us.

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Glen Clegg
Google Review
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★★★★★

S&W has continually tried to fix another company’s issues. Kyle, Beau, Ashley, and Suzanne worked diligently and showed patience and effort.

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Louis Couly
Google Review
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★★★★★

Great to work with in all aspects. They built a beautiful pool and spa with no issues and kept a clean worksite. Awesome.

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Megan Penticuff
Google Review
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★★★★★

Very professional experience and friendly service. They helped right away, answered all my questions, and gave me plenty of information about my pool.

Pool Supplies